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Family members, Sarah and Caroline at Pendle Farm, Worsthorne Random Stone

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<p class="preheading"><a href="tel:+441535639620">01535 639 620</a></p>


Journal

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The Journal


<p class="wp-block-paragraph">As we approach the Bank of England&#8217;s next meeting on June 20th, there&#8217;s growing speculation about potential changes in interest rates. However, given that inflation has not yet met the target—currently at 2.3%, just above the desired 2.1%—there&#8217;s uncertainty about whether a rate drop is imminent.</p>



<p class="wp-block-paragraph">Currently, the average two-year fixed mortgage rate stands at 5.93%, while the average five-year fixed rate is 5.5%, according to Moneyfacts. Even the most competitive five-year fixed rates are over 4.3%, and the lowest two-year fixed rates are above 4.65%. Although we&#8217;ve seen a slight easing in mortgage rates recently, the latest figures suggest that any significant downward trend might be delayed.</p>



<h2 class="wp-block-heading"><strong>Market and Political Uncertainty</strong></h2>



<p class="wp-block-paragraph">Adding to the financial uncertainty is the recent announcement of a general election, which introduces another layer of unpredictability. With a full rate cut now not expected until November, this political development could further impact economic conditions and mortgage rates. </p>



<p class="wp-block-paragraph">However, while the upcoming six weeks may pose some challenges for new sellers entering the market, buyers have a unique opportunity to benefit from a quieter market and potentially strengthen their purchasing power during this brief period.</p>



<figure class="wp-block-image alignwide size-large"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Incentives-Offer-1024x527.png" alt="" class="wp-image-59460"/></figure>



<h2 class="wp-block-heading"><strong>Why now is the right time to buy a Skipton Properties home</strong></h2>



<p class="wp-block-paragraph">At Skipton Properties, we understand the challenges that come with navigating this uncertain financial and political landscape. That&#8217;s why we&#8217;re offering our <a href="https://www.skiptonproperties.com/any-of-our-offers-on-any-of-our-homes/">&#8216;Any Home. Any Offer&#8217; </a>assistance packages for some our <a href="https://www.skiptonproperties.com/developments/">new build developments</a> to help you make the best decision for your circumstances.</p>



<p class="wp-block-paragraph">(Please note there are two homes at the Willows that this offer doesn&#8217;t apply to)</p>



<h2 class="wp-block-heading"><strong>Let us help you buy</strong> a new home</h2>



<p class="wp-block-paragraph">1. <a href="https://www.skiptonproperties.com/the-process/own-new/">Own New</a>: This product provides access to lower mortgage rates for the next two years, allowing you to ride out the current uncertainty with more predictable and manageable payments. It&#8217;s a proper mortgage at a proper rate!</p>



<p class="wp-block-paragraph">2. Other Support: If you need assistance with different aspects of your home purchase, such as flooring or stamp duty, we’re here to help. Our flexible options are designed to alleviate some of the financial pressures and make your home buying experience smoother.</p>



<h3 class="wp-block-heading"><strong>Talk to our knowledgeable Sales Advisors today</strong></h3>



<p class="wp-block-paragraph">Don&#8217;t let the current market and political conditions hold you back from owning your dream home. Our Sales Advisors are ready to discuss how our assistance packages can benefit you. Whether you&#8217;re looking to secure a lower mortgage rate or need help with other costs, we have solutions tailored to meet your needs.</p>



<p class="wp-block-paragraph">Fed up with waiting? <a href="https://www.skiptonproperties.com/contact/">Contact us</a> today to explore how Skipton Properties can support you in making your homeownership goals a reality and join our other buyers in benefitting from the unique assistance we are currently offering.</p>



<p class="wp-block-paragraph">You can view our homes below or speak with one of our knowledgeable Sales Advisors Thursday &#8211; Monday 10:30am &#8211; 5pm. Let&#8217;s make your dream home a reality together.</p>




Seize the moment: A unique opportunity to benefit from a quieter market?


<p class="wp-block-paragraph">Hello everyone</p>



<p class="wp-block-paragraph">I&#8217;m thrilled to share with you an exciting initiative that I&#8217;ve been involved in &#8211; the &#8216;I am a Housebuilder&#8217; campaign. As the Managing Director of Skipton Properties, a family-owned business known for its commitment to excellence, I&#8217;ve joined forces with other industry leaders as part of the esteemed &#8216;Magnificent Seven Housebuilders&#8217; to drive positive change in the housebuilding sector.</p>



<p class="wp-block-paragraph">The &#8216;I am a Housebuilder&#8217; campaign, initiated by the All-Party Parliamentary Group (APPG) for SME Housebuilders, aims to address the longstanding gender disparities and image challenges prevalent in our industry. It&#8217;s no secret that women are significantly underrepresented in housebuilding, with less than 2% of SME housebuilding companies being owned and led by women. Additionally, the workforce gender gap is stark, with only 297,000 women compared to 1.8 million men in construction roles across the UK. These statistics highlight the urgent need for change.</p>



<p class="wp-block-paragraph">I firmly believe that the housebuilding industry has immense potential for growth and innovation, but it&#8217;s hampered by outdated perceptions and a significant gender imbalance. Through the &#8216;I am a Housebuilder&#8217; campaign, we&#8217;re committed to breaking down these barriers and inspiring more women to enter and lead in this field.</p>



<p class="wp-block-paragraph">The initiative is being driven by the APPG’s new secretariat, Edwin de Silva, an industry veteran and Co-Chair for the Regional Builders Hub Steering Group in support of The King&#8217;s Foundation and Chair of the APPG, Andrew Lewer MBE, Member of Parliament Northampton South. The campaign&#8217;s pledges include increasing the visibility of successful women within the sector, establishing a senior mentoring network, and collaborating with trade bodies to promote the industry to women of all ages.</p>



<p class="wp-block-paragraph">As part of the &#8216;Magnificent Seven Housebuilders,&#8217; my peers and I are dedicated to mentoring and supporting more women to become SME housebuilders. This mentorship aspect is crucial, as it aims to guide aspiring female leaders through the intricacies of the industry and provide them with the tools and confidence needed to succeed.</p>



<p class="wp-block-paragraph"><strong>What are we doing at Skipton Properties to support the campaign and bring more women into roles in construction?</strong></p>



<p class="wp-block-paragraph">Well, we&#8217;re currently developing a more robust apprenticeship programme to ensure our apprentices thrive; considering the shortage of women in our industry apprenticeships will be key in reshaping it. Additionally, we&#8217;re elevating several of our female managers and other personnel into key roles in the business to develop their potential to lead. I&#8217;ll be taking a key role in this, alongside <a href="https://www.skiptonproperties.com/meet-the-family/">my sister, Caroline and our Financial Director, Luke</a>.</p>



<p class="wp-block-paragraph">Finally, over the next few months, we&#8217;ll be shining a light on the diverse range of women in our business in the hope you may find out a little bit more about what they do each day, how that shapes our business, hopefully raising awareness and interest in these roles.</p>



<p class="wp-block-paragraph">Warm regards,</p>



<p class="wp-block-paragraph">Sarah</p>



<figure class="wp-block-image size-large"><img decoding="async" class="wp-image-56186" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Sarah-Barraclough-I-am-housebuilder-1024x1024.png" alt="" /></figure>


Empowering Women in Housebuilding: Sarah’s Evolving Journey with the ‘I am a Housebuilder’ Campaign


<p class="wp-block-paragraph">Our homes blend timeless natural stone exteriors with modern interiors designed for family living, entertaining, and remote work. The barns embody that perfectly.</p>



<p class="wp-block-paragraph">Only two, beautiful three-bedroom homes remain, our re-imagined barns. </p>



<p class="wp-block-paragraph">We hope our attention to detail is evident in every corner, from the intricate tiling to the stone detailing that has been painstakingly rebuilt, Our team put so much love into restoring these two homes, straight from our family to yours.</p>



<figure class="wp-block-image size-large"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Untitled-design-2-1-1024x341.png" alt="" class="wp-image-56233"/></figure>



<p class="wp-block-paragraph">Both properties have been styled with beautiful kitchens, quartz worktops, luxury flooring and original real oak beams. The specification also includes energy-efficient technology, premium fixtures, and contemporary interior design.</p>



<p class="wp-block-paragraph">These original buildings have been re-imagined into two beautiful and unique three bedroom homes, creating a flexible living space that can adapt to the needs and demands of modern family life.</p>



<p class="wp-block-paragraph">On the lower level, a spacious living room welcomes you from the entrance hall, offering access to the convenient under-stairs storage. Flowing seamlessly, the living room extends into an expansive open-plan kitchen/dining area, forming a spacious and interconnected living space. The free standing island kitchen design is ideal for entertaining, the lush turfed garden and sizable patio through double patio doors, perfect for indoor-outdoor gatherings.</p>



<p class="wp-block-paragraph">Upstairs there are two double bedrooms and a single leading off the central landing. The master suite is especially large, accommodating a spacious en-suite, while the remaining bedrooms share a family bathroom with bath.</p>



<div style="height:44px" aria-hidden="true" class="wp-block-spacer"></div>



<h2 class="wp-block-heading has-text-align-center"><strong>Plot 76 </strong></h2>



<div class="wp-block-group alignwide"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained"></div></div>



<p class="wp-block-paragraph">For <strong>Plot 76</strong>, The Taylor, we went for a stunning Halesworth sage green &amp; porcelain kitchen design with bespoke Knurled Aged Brass effect handles, these handles are not only unique but bring warmth and a rustic texture into the kitchen, the sleek Miami Vena Quartz worktop, our most popular, was an easy choice. For the bathroom we went with a Monteverde Oak tile which brings a clean contemporary look yet still embodies the rustic feel throughout the home. </p>



<h2 class="wp-block-heading has-text-align-center"><strong> Plot 77 </strong></h2>



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<div style="height:30px" aria-hidden="true" class="wp-block-spacer"></div>



<p class="wp-block-paragraph">For <strong>Plot 77</strong>, The Taylor, we opted for the Chelford Navy, imparting a sophisticated and contemporary ambiance. The navy units stand in contrast against the pristine white Miami Vena Quartz worktops, creating an elegant visual balance. To complement the navy design, we selected a combination of classic round doorknobs and cupped handles, both with an aged brass effect, adding a touch of timeless charm to the space.</p>



<p class="wp-block-paragraph">One of our favourite features of <strong>Plot 77</strong> is the Cast Dark Blue tiles in the En-suite, the dark navy tiles echo the color palette of the kitchen units, creating a sense of flow throughout the living space. This colour consistency gives the sense of a well thought out space and also looks great in contrast with the dark oak beams.</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p class="wp-block-paragraph">We are thrilled to finally unveil the charming features of our two Taylor homes at <strong><a href="https://www.skiptonproperties.com/developments/bolton-gardens/" target="_blank" rel="noreferrer noopener">Bolton Gardens</a></strong>. Witnessing the transformation from concept to reality has been immensely rewarding, and we are delighted with the results. Each aspect of these homes reflects our dedication to creating spaces that inspire and delight.             We invite you to come discover the unique character of these meticulously crafted               re- imagined homes.</p>
</blockquote>



<h2 class="wp-block-heading has-text-align-center"><strong>Exciting Opportunity with Plot 77!</strong></h2>



<p class="wp-block-paragraph">We&#8217;re happy to be offering Own New Rate Reducer on <strong>Plot 77</strong>, this provides homemovers and first-time buyers with access to lower interest rates and reduced monthly payments during the initial mortgage period. It’s a regular mortgage, just with lower monthly payments.</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Rate-Reducer.svg" alt="" class="wp-image-55656" style="width:125px;height:auto"/></figure>
</div>


<div class="wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex">
<div class="wp-block-button"><a class="wp-block-button__link has-text-align-center wp-element-button" href="https://www.skiptonproperties.com/the-process/own-new/">Own New</a></div>
</div>



<div class="wp-block-media-text is-stacked-on-mobile"><figure class="wp-block-media-text__media"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Karen-Lencki.jpg" alt="" class="wp-image-56164 size-full"/></figure><div class="wp-block-media-text__content">
<p class="wp-block-paragraph">Get in touch with our lovely Sales Advisor, Karen, to find out more and  book an appointment to view our beautiful barns! </p>



<h2 class="wp-block-heading has-accent-color has-text-color has-link-color wp-elements-85f8e6e04a7b701b09ae7ea2921a4c06"><strong>01535 280 309</strong></h2>
</div></div>


Our Barns are completed & ready to view!


<p class="wp-block-paragraph">The housing market is&nbsp;continuing to heat up. In Yorkshire and Humber, the home of our developments, <a href="https://www.skiptonproperties.com/developments/the-alders/">The Alders, Skipton</a>, <a href="https://www.skiptonproperties.com/developments/the-willows-silsden/">The Willows</a> and <a href="https://www.skiptonproperties.com/developments/bolton-gardens/">Bolton Gardens</a> in Silsden, saw year-on-year price growth of 2.4%, and the month of March saw a 1.5% increase. In the North West, where <a href="https://www.skiptonproperties.com/developments/croft-mill-foulridge/">Croft Mill in Foulridge</a> is located, the region has also seen price growth, with a 0.8% monthly increase and a year-on-year rise of the 2.6%.</p>



<p class="wp-block-paragraph">With the average price of newly marketed properties rising by 1.5% this month, might now be the time to act?&nbsp;</p>



<p class="wp-block-paragraph">Buyer demand is also growing nationally, up 8% from last year. But it&#8217;s not all smooth sailing. The recent Spring Budget left much to be desired, with no direct help for first-time buyers or mortgage market innovations (however, we have a solution for this, check out our latest partnership with <a href="https://www.skiptonproperties.com/the-process/own-new/">Own New</a> here). That’s why we are stepping in to plug the gap. <strong>Until the end of the month</strong>, visit our developments and talk to us about our <strong>latest tailored assistance</strong> packages to help you get on the ladder, whether it be Stamp Duty, reduced monthly mortgage payments with Own New, part exchange or a cash deposit, we are here to help.</p>



<p class="wp-block-paragraph">With prices rising and demand on the up, secure your new Skipton Properties home before it&#8217;s too late…</p>



<p class="wp-block-paragraph">Source: Rightmove</p>




Seize the Moment and reserve your Skipton Properties home this month


<p class="wp-block-paragraph">We are all set to unveil our newest show home at The Alders, Skipton this Saturday, 23rd March. We invite you to explore the contemporary allure of the Cooper, a three-bedroom house style spanning three floors.</p>



<p class="wp-block-paragraph">With doors flung open from 10:30 am to 5:00 pm on Saturday, you can immerse yourself in the sophisticated simplicity of the Cooper design and talk to us about our other available homes. Opening weekend continues on Sunday and Monday, offering the same hours for exploration.</p>



<figure class="wp-block-image alignwide size-large"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_THE_ALDERS_PLOT29_SHOWHOUSE_098-elder-bathroom-interior-scaled.jpg" alt="The Elder (now sold) - an example of our bathrooms" class="wp-image-56374"/><figcaption class="wp-element-caption">The Elder (now all sold) &#8211; showcasing our bathroom and wooden internal doors</figcaption></figure>



<p class="wp-block-paragraph">Showcasing a signature aesthetic characterised by paired-back design elements that elevate the overall quality of our homes, the Cooper introduces modern flourishes without compromising on timeless elegance.</p>



<p class="wp-block-paragraph">Marking the final phase of our development at The Alders, Skipton, this unveiling comes at a pivotal moment, with over 85% of the homes already sold. The limited remaining homes include a variety of styles, including the <a href="https://www.skiptonproperties.com/property/the-gallagher-plot-82/">Gallager SL</a>, <a href="https://www.skiptonproperties.com/property/the-lark-plot-81/">The Lark S</a>L, <a href="https://www.skiptonproperties.com/property/the-trent-plot-71/">The Trent</a>, <a href="https://www.skiptonproperties.com/property/the-thames-plot-73/">The Thames</a>, and the <a href="https://www.skiptonproperties.com/property/the-hawthorn-plot-84/">Hawthorn SL</a>. These options offer a range of layouts, featuring three and four bedrooms.</p>



<p class="wp-block-paragraph">Our three-storey homes promise enhanced privacy on each level and more space for your money. The unveiling promises to showcase not just a house but a lifestyle, inviting visitors to envision themselves in a space that seamlessly combines modern design with practical living.</p>



<figure class="wp-block-image alignwide size-large"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_093_Pendleton_Foulridge_Croft_Mill_Kitchen-scaled.jpg" alt="An image illustrating our finished kitchens. Featured: The Pendleton at Croft Mill, Foulridge" class="wp-image-52452"/><figcaption class="wp-element-caption">Showcasing our kitchens (please note specifications will vary)</figcaption></figure>



<p class="wp-block-paragraph">Those interested in visiting The Alders, Skipton, are encouraged to visit this weekend to secure their slice of elegant, contemporary living, and if you’d like some dedicated time, please get in touch to book an appointment.</p>



<p class="wp-block-paragraph">For more information and to schedule a viewing, click <a href="https://www.skiptonproperties.com/developments/the-alders/">here</a>.</p>



<p class="wp-block-paragraph">Don&#8217;t miss out on the chance to discover your dream home this weekend!</p>


New Show Home Unveiling at The Alders, Skipton: Explore Three-Storey Living


<p class="wp-block-paragraph">At Skipton Properties, we take our customers&#8217; feedback seriously. Whether it&#8217;s a pat on the back or a suggestion for improvement, we share it with our entire team. Recently, one of our homeowners from Croft Mill in Foulridge shared their experience with us, and it&#8217;s stories like theirs that keep us motivated.</p>



<p class="wp-block-paragraph">&#8220;We have been very happy with Skipton properties,&#8221; they said. &#8220;They made our buying and selling experience very easy for us. As we had a newborn baby they allowed us the flexibility of moving in over a few days and sorted out any issues very quickly. We love our new home!&#8221;</p>



<p class="wp-block-paragraph">It&#8217;s heartening to hear such positive feedback. Knowing that we made a difference in someone&#8217;s life, especially during a big life change like buying a home, is what it&#8217;s all about for us. The Craven home they&#8217;re living in is one of our favourites too—it&#8217;s cosy yet spacious, perfect for families like theirs.</p>



<p class="wp-block-paragraph">We&#8217;re not just about building houses; we&#8217;re about building homes where memories are made and families thrive. And hearing stories like this one from Croft Mill, Foulridge reminds us why we do what we do. So, to all our homeowners, past, present, and future, thank you for letting us be a part of your journey. We&#8217;re here to help you build your dreams, one home at a time.</p>



<p class="wp-block-paragraph">View our Show Home at Croft Mill, Foulridge:</p>



<figure class="wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex">
<figure class="wp-block-image size-large"><img decoding="async" data-id="52445" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_003_External_Pendleton_Foulridge_Croft_Mill-1024x823.jpg" alt="" class="wp-image-52445"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="53517" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_136-scaled.jpg" alt="" class="wp-image-53517"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="53515" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_084-scaled.jpg" alt="ROFT_MILL_SHOWHOUSE" class="wp-image-53515"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="52456" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_134_Croft_Mill_Pendleton_Internal_Foulridge_Kitchen-scaled.jpg" alt="" class="wp-image-52456"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="52459" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_170_Croft_Mill_Pendleton_Internal_Foulridge_Hallway-scaled.jpg" alt="" class="wp-image-52459"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="52460" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_174_Croft_Mill_Pendleton_Internal_Foulridge_Bedroom-scaled.jpg" alt="" class="wp-image-52460"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="52465" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_230_Croft_Mill_Pendleton_Internal_Foulridge_Bedroom-scaled.jpg" alt="CM bedroom 2" class="wp-image-52465"/></figure>
</figure>



<p class="wp-block-paragraph"></p>



<p class="wp-block-paragraph">Reserve your new home with us, find out what homes we have available in Yorkshire and Lancashire using the links below:</p>




We love our new home! Glowing feedback from our first resident at Croft Mill, Foulridge


<h2 class="wp-block-heading">Move into your dream home by the end of June</h2>



<h2 class="wp-block-heading"><a href="https://www.skiptonproperties.com/the-process/helping-you-buy/#partexchnage">Part Exchange available</a> on all homes!</h2>



<p class="wp-block-paragraph">As the summer creeps up on us, there&#8217;s no better time to settle into your dream home, <a href="https://www.skiptonproperties.com/developments/the-alders/">At The Alders,</a> we&#8217;re excited to invite you to join our vibrant <a href="https://www.skiptonproperties.com/developments/" data-type="link" data-id="https://www.skiptonproperties.com/developments/">new build development</a> and community just in time for the sunny season!</p>



<p class="wp-block-paragraph">With only<a href="https://www.skiptonproperties.com/developments/the-alders/"> 13 homes remaining </a>now is the perfect time to secure your spot in your dream Skipton Properties home. <a href="https://www.instagram.com/p/C6ZRgo7Mdnl/?img_index=1">This bank holiday weekend </a>we are giving you the chance to have an exclusive viewing inside our <a href="https://www.instagram.com/p/C6ZRgo7Mdnl/?img_index=1"><strong>Trent, Thames, Hawthorn SL and Gallagher SL homes!</strong></a></p>



<p class="wp-block-paragraph">We understand that moving can be daunting, which is why we&#8217;re thrilled to offer part exchange on all our homes. Say goodbye to the hassle of selling your current property and hello to a smooth transition into your new space. You can also take advantage of our <a href="https://www.skiptonproperties.com/any-of-our-offers-on-any-of-our-homes/"><strong>exclusive 3% offers!</strong></a>*</p>



<p class="wp-block-paragraph">This week, when the sun finally came out, we captured some stunning pictures of The Alders. To say we are proud of how they are turning out would be an understatement!</p>



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<div class="wp-block-button"><a class="wp-block-button__link has-text-align-center wp-element-button" href="https://www.skiptonproperties.com/contact-a-development/">Book an Appointment</a></div>



<div class="wp-block-button"><a class="wp-block-button__link wp-element-button" href="https://www.skiptonproperties.com/developments/the-alders/">View Available Properties</a></div>
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<p class="has-text-align-center wp-block-paragraph" style="font-size:10px">* Incentives are valid on selected plots only and not in conjunction with any other offer. We reserve the right to withdraw at any time.</p>


Move in Time for Summer – The Alders, Skipton


<p class="wp-block-paragraph">In a significant move to support aspiring homeowners, Santander has announced that it will be offering 5% deposit mortgages on new-build homes, marking a remarkable shift from the previous requirements of 15%. The new mortgage product will be available from tomorrow.</p>



<p class="wp-block-paragraph">This step signifies Santander&#8217;s commitment to easing the path to homeownership, particularly for those facing the daunting challenge of saving for a hefty deposit while managing rental payments. Graham Sellar, head of development mortgages at Santander, emphasised the importance of addressing this obstacle, stating, &#8220;We know that saving for a deposit is one of the biggest hurdles for aspiring homeowners, especially for those juggling rental payments against trying to save.&#8221;</p>



<p class="wp-block-paragraph">Under this new scheme, customers opting for new-build homes will have the opportunity to secure their dream property with just a 5% deposit. </p>



<p class="wp-block-paragraph">David O&#8217;Leary, executive director at the Home Builders Federation, expressed enthusiasm for Santander&#8217;s initiative, highlighting the urgent need to address the housing shortage and facilitate access to homeownership. He remarked, &#8220;Santander&#8217;s introduction of 95% mortgages for new-build homes is extremely welcome. Most of us recognise that there is a shortage of homes and it’s becoming harder for younger households to step into homeownership.&#8221;</p>



<p class="wp-block-paragraph"><strong>Dreaming of owning a Skipton Properties home? Talk to our independent mortgage advisors, the <a href="https://www.mortgageadvicebureau.com/mortgage-advisers/skipton-properties/">Mortgage Advice Bureau</a> (external link), about whether this new product might make that dream a reality. At Skipton Properties, we understand the difficulty of getting on the property ladder which is why we&#8217;re ready to help with a variety of assistance packages, whether that&#8217;s help with your monthly mortgage payments or a little something to cover your moving costs. Talk to us today; our Sales Advisors are available Thursday &#8211; Monday 10:30 am</strong> &#8211; 5 pm<strong> to discuss your new home:</strong></p>





<p class="wp-block-paragraph"></p>



<p class="wp-block-paragraph">Source: The Independent</p>


Exciting News: Santander Introduces 5% Deposit Mortgages for New-Build Homes!


<p class="wp-block-paragraph">Our valued colleague Rosie has completed the London Marathon, achieving an official finishing time of 4 hours and 41 seconds!</p>


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<figure class="aligncenter size-large"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Untitled-design-1-edited.png" alt="Rosie after her marathon" class="wp-image-57760"/></figure>
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<p class="wp-block-paragraph">What makes Rosie&#8217;s achievement even more remarkable is her incredible <a href="https://www.justgiving.com/page/rosie-wood-1708962079737">fundraising effort</a>. While Rosie was fortunate to secure a spot through the marathon&#8217;s ballot, she went above and beyond by setting a fundraising target of £500. In a true testament to her dedication and the support of her community, Rosie surpassed this goal with flying colours, <a href="https://www.justgiving.com/page/rosie-wood-1708962079737"><strong>raising an astounding £1731 </strong></a>(with more donations still coming in).</p>



<p class="wp-block-paragraph">But Rosie&#8217;s marathon journey wasn&#8217;t just about personal accomplishment—it was about making a difference. With a commitment to giving back to her community, Rosie dedicated her run to supporting <a href="https://www.sueryder.org/end-of-life-care/our-hospices-and-care-centres/find-a-local-care-service/sue-ryder-manorlands-hospice/">Manorlands, a local hospice</a> that provides care for individuals and families in need. </p>



<p class="wp-block-paragraph">Reflecting on her marathon experience, Rosie said:</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p class="wp-block-paragraph">&#8220;I wanted to raise money for a local charity to try and help make a difference. I dedicated the run to all those that have ever had family or friends that have been cared for at Manorlands.</p>



<p class="wp-block-paragraph">The day its self was one of the most unforgettable days of my life. The atmosphere and crowds were amazing and definitely spurred us on to the finish line. It is an honour to raise money for such a worthy charity.&#8221;</p>
<cite>Rosie Wood</cite></blockquote>



<p class="wp-block-paragraph">Congratulations, Rosie, on a well-run marathon and a <a href="https://www.justgiving.com/page/rosie-wood-1708962079737">fundraising effort </a>that has surpassed expectations!</p>


Rosie shines in the London Marathon and raises over £1700 for charity!


<p class="has-text-align-left wp-block-paragraph"><a href="https://www.skiptonproperties.com/property/the-cooper-plot-69-2/" target="_blank" rel="noreferrer noopener"><strong>The Cooper (Plot 69)</strong></a> is our stunning three-bedroom, semi-detached split-level home. It is located on the edge of the <a href="https://www.skiptonproperties.com/developments/">development</a>, with no homes in direct view of the sun-filled garden. Come and see for yourself, we&#8217;re open <strong>Thursday &#8211; Monday  10:30 &#8211; 5 pm</strong></p>



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<figure class="wp-block-image size-large"><img decoding="async" data-id="56905" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/41_SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_PLOT_69_SHOWHOME_INTERNAL_MIDDLE_LANDING_041-1024x683.jpg" alt="" class="wp-image-56905"/></figure>



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<figure class="wp-block-image size-large"><img decoding="async" data-id="57034" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/47_SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_PLOT_69_SHOWHOME_INTERNAL_KITCHEN_DINER_047-1024x683.jpg" alt="" class="wp-image-57034"/></figure>
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<p class="wp-block-paragraph">Discover the thoughtful <a href="https://www.skiptonproperties.com/specification/" data-type="link" data-id="https://www.skiptonproperties.com/specification/">layout</a> that defines the Cooper. The ground floor impresses with its integrated garage, convenient WC and storage, while the first floor stands out as the home&#8217;s unique selling point—an entire level dedicated to family living and entertaining.</p>



<p class="wp-block-paragraph">On one side of the landing, you&#8217;ll find a spacious lounge enhanced with a large window and double doors leading to a Juliet balcony. On the other side, awaits an expansive <a href="https://www.skiptonproperties.com/specification/kitchens/" data-type="link" data-id="https://www.skiptonproperties.com/specification/kitchens/">kitchen/diner</a>, complete with more double doors opening onto the turfed rear garden— an inviting space positioned strategically within the development. Due to its orientation and layout, the garden benefits from optimal sun exposure.</p>



<h2 class="wp-block-heading has-text-align-left"><strong>Interior Design Choices</strong></h2>



<p class="has-text-align-left wp-block-paragraph">Dove grey cabinets are chosen for their timeless elegance, versatility, and ability to complement a variety of interior styles. The soft, muted hue of the cabinets adds a subtle contrast to the warm, earthy tones chosen in the interior design of the home. </p>



<p class="has-text-align-left wp-block-paragraph">The top-of-the-range handles not only elevate the look of the cabinets but also contribute to the overall luxurious feel of the home. Their high-quality craftsmanship and stylish design serve as a focal point in the kitchen and will last a lifetime.</p>



<p class="wp-block-paragraph">Warm, earthy tones inspire a sense of cosiness, comfort, and groundedness in the interior colour palette. Shades of beige, orange, terracotta, and various greens infuse the space with warmth and create an inviting feel. </p>



<p class="wp-block-paragraph">Thank you to the Designer Contracts for partnering with us to achieve our desired style!</p>



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<figure class="wp-block-image size-large"><img decoding="async" data-id="57044" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/69_SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_PLOT_69_SHOWHOME_INTERNAL_KITCHEN_DINER_069-1024x683.jpg" alt="" class="wp-image-57044"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="57042" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/244_SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_PLOT_69_SHOWHOME_INTERNAL_BEDROOM_THREE_244-1024x683.jpg" alt="" class="wp-image-57042"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="57040" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/95_SKIPTON_PROPERTIES_THE_ALDERS_SKIPTON_PLOT_69_SHOWHOME_INTERNAL_KITCHEN_DINER_095-1024x683.jpg" alt="" class="wp-image-57040"/></figure>
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<p class="wp-block-paragraph">We have also created a Matterport walkthrough of this show home, A Matterport is a technology that creates immersive 3D models of physical spaces. If you would like to get a feel for the home and its space and light throughout, take a look for yourself here.</p>



<div class="wp-block-kadence-videopopup kadence-video-popup57031_3f021e-67"><div class="kadence-video-popup-wrap kadence-video-noshadow"><div class="kadence-video-intrinsic "><img loading="lazy" decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Screenshot-2024-04-03-145426.png" alt="" width="1195" height="672" class="kadence-video-poster wp-image-57052"/><div class="kadence-video-overlay"></div><a class="kadence-video-popup-link kadence-video-type-external" href="#" role="button" data-popup-class="kadence-popup-57031_3f021e-67" data-effect="none" data-popup-id="kadence-local-video-57031_3f021e-67" data-popup-auto="true" data-youtube-cookies="true"><span data-name="fas_play" data-title="Play" data-class="kt-video-svg-icon_kt-video-svg-icon-style-default_kt-video-svg-icon-fas_play_kt-video-play-animation-none_kt-video-svg-icon-size-auto" class="kadence-dynamic-icon"></span></a></div></div></div>



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<h2 class="wp-block-heading has-text-align-left">Benefits of Three-Storey Family Living in Skipton</h2>



<ul class="wp-block-list">
<li><strong>Room for Growth</strong> <strong>&#8211;</strong> With three floors of living space, families have room to grow and adapt to changing needs over time. Extra bedrooms can be used for guest accommodations, home offices, or hobby rooms, providing flexibility for evolving family dynamics.</li>



<li><strong>Views and Natural Light</strong> <strong>&#8211; </strong>The height of a three-storey home often allows for better views of the surrounding landscape and increased natural light flooding the house.</li>
</ul>



<ul class="wp-block-list">
<li><strong>Separation of Work and Living Spaces &#8211; </strong>With multiple levels, there&#8217;s the potential to designate specific areas for work, such as home offices or studios, away from the main living quarters. This separation helps maintain a healthy work-life balance.</li>
</ul>



<p class="wp-block-paragraph"></p>



<h2 class="wp-block-heading">Limited Remaining Homes at <a href="https://www.skiptonproperties.com/developments/the-alders/" target="_blank" rel="noreferrer noopener">The Alders, Skipton</a>!</h2>



<p class="wp-block-paragraph">It&#8217;s important to note that opportunities to own one of these exceptional homes are limited. With only a few remaining properties available. Don&#8217;t miss out on the chance to experience the comfort and style of the Cooper house type. <strong><a href="https://www.skiptonproperties.com/contact-a-development/?development=The%20Alders" data-type="link" data-id="https://www.skiptonproperties.com/contact-a-development/?development=The%20Alders">Contact us</a> </strong>today to schedule a viewing and make your dream home a reality.</p>



<div class="wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex">
<div class="wp-block-button"><a class="wp-block-button__link has-text-align-center wp-element-button" href="https://www.skiptonproperties.com/contact-a-development/?development=The%20Alders" target="_blank" rel="noreferrer noopener">Make an Enquiry</a></div>
</div>


Introducing our New Show Home at The Alders, Skipton


<figure class="wp-block-image size-large"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Save-up-to-367-1024x341.png" alt="Own New" class="wp-image-56001"/></figure>



<p class="wp-block-paragraph">We proudly announce our partnership with <strong>Own New</strong> to introduce the <a href="https://www.skiptonproperties.com/the-process/own-new/"><strong>Own New Rate</strong> <strong>Reducer</strong></a><strong> </strong>mortgage scheme product. This innovative scheme aims to make mortgages more affordable for individuals purchasing newly built homes, providing access to lower interest rates and reduced monthly payments during the initial mortgage period.</p>



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<div class="wp-block-button"><a class="wp-block-button__link wp-element-button" href="https://www.skiptonproperties.com/the-process/own-new/" target="_blank" rel="noreferrer noopener">Learn more on Own New</a></div>
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<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p class="wp-block-paragraph">“Although we have had a good start to the year, we are still seeing many potential buyers putting their moving plans on hold because of affordability and interest rates. It is extremely pleasing to work in partnership with <strong>Own New</strong> and offer Rate Reducer to our customers – giving them access to highly competitive mortgage deals which make purchasing one of our new build homes so much easier.”</p>
<cite>Caroline Van-Niekerk, Sales and Creative Director </cite></blockquote>



<h2 class="wp-block-heading has-text-align-center"><strong>How Does Own New Work?</strong></h2>



<p class="wp-block-paragraph"><strong>Own New Rate Reducer Mortgages </strong>allow buyers to purchase newly built homes with lower interest rates and reduced monthly payments during the initial period. <strong>Own New</strong> collaborates with house builders and lenders to reduce the overall cost involved with mortgage loans on newly built properties, funded by house builders&#8217; contributions towards the cost of the mortgage.</p>



<ul class="wp-block-list">
<li>Find an eligible new build home you love.</li>



<li>Arrange your mortgage with an approved <strong>Own New</strong> mortgage broker.</li>



<li>Own 100% of your new home.</li>
</ul>



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<p class="wp-block-paragraph">“In today&#8217;s economic climate, we&#8217;ve partnered with national house builders like Skipton Properties to introduce a straightforward solution—a regular mortgage with lower monthly payments. This initiative is making home-ownership more accessible and affordable, allowing people to pursue their dream homes without compromising their financial stability.”</p>
<cite>Elliot Darcy, Founder of <strong>Own New</strong></cite></blockquote>
</div>
</div>



<p class="wp-block-paragraph"></p>



<figure class="wp-block-image size-full is-resized"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Own-New-news-.png" alt="Own New news" class="wp-image-55893" style="width:748px;height:auto"/></figure>



<h2 class="wp-block-heading alignwide has-text-align-center">Take Advantage of Reduced Rates &amp; Affordable Home-ownership Opportunities   </h2>



<p class="wp-block-paragraph">We encourage all interested parties to explore this opportunity for more affordable home ownership. Eligibility for <strong>Own New Rate Reducer</strong> mortgages will be based on affordability, subject to receiving regulated advice from our independent mortgage broker, the Mortgage Advice Bureau, and ultimately subject to lender terms and conditions.</p>



<p class="wp-block-paragraph">“We calculated that on a 35-year mortgage, with a two-year fixed rate deal of 4.39% per cent, buyers of a new house priced at £525,000 would have been facing initial monthly repayments of £1469 on their property<em>. A figure like that will be well above a lot of people’s budget levels, especially in the current financial climate. </em></p>



<p class="wp-block-paragraph"><em>Jo continued: “But with an Own New Rate Reducer mortgage of 2.39 per cent, buyers of that same property would be paying just £1108 per month on their mortgage for the first two years. That’s a significant saving of £361 a month.</em></p>



<p class="wp-block-paragraph"><br>“Without having access to the lower interest rates provided with a Rate Reducer mortgage, most people’s options become seriously limited. Many would have been faced with either taking out a longer-term mortgage, opting for a house in a lower price bracket or simply to carry on living where they are.”</p>



<p class="wp-block-paragraph">*Example is based on a 2 year initial period and an LTV of 60%. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 28/02/2024.</p>


We’re partnering with Own New to Offer Lower-Rate Mortgages for New Home Buyers!


<p class="wp-block-paragraph">We are thrilled to welcome Frankie to our team as the newest Sales Advisor at Croft Mill. With over 20 years of experience in the industry, Frankie brings a wealth of knowledge and expertise to our team.</p>



<div class="wp-block-media-text is-stacked-on-mobile is-vertically-aligned-center" style="grid-template-columns:46% auto"><figure class="wp-block-media-text__media"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Frankie-Healey-1-scaled.jpg" alt="" class="wp-image-54821 size-full"/></figure><div class="wp-block-media-text__content">
<h2 class="wp-block-heading"><strong>What sets </strong><a href="https://www.skiptonproperties.com/developments/croft-mill-foulridge/"><strong>Croft Mill</strong></a><strong> apart for Frankie? </strong></h2>



<p class="wp-block-paragraph">She particularly appreciates the charm of this small 17-plot development. The intimate size creates a sense of community and exclusivity that she believes many homebuyers are seeking. Additionally, Frankie also loves the location of <strong><a href="https://www.skiptonproperties.com/developments/croft-mill-foulridge/" target="_blank" rel="noreferrer noopener">Croft Mill,</a></strong> nestled in the picturesque village of Foulridge.</p>
</div></div>



<p class="wp-block-paragraph"><br>Prior to joining us, Frankie spent 5 years working overseas in Spain, honing her skills and gaining invaluable insights into the new homes market. Now, she&#8217;s back and ready to help our clients find their dream homes at<strong> <a href="https://www.skiptonproperties.com/developments/croft-mill-foulridge/" target="_blank" rel="noreferrer noopener">Croft Mill.</a></strong></p>



<figure class="wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-5 is-layout-flex wp-block-gallery-is-layout-flex">
<figure class="wp-block-image size-large"><img decoding="async" data-id="52457" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_137_Croft_Mill_Pendleton_Internal_Foulridge_Living_Internal-scaled.jpg" alt="CM Lounge" class="wp-image-52457"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="52456" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_134_Croft_Mill_Pendleton_Internal_Foulridge_Kitchen-scaled.jpg" alt="" class="wp-image-52456"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="52465" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_230_Croft_Mill_Pendleton_Internal_Foulridge_Bedroom-scaled.jpg" alt="CM bedroom 2" class="wp-image-52465"/></figure>



<figure class="wp-block-image size-large"><img decoding="async" data-id="52453" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/SKIPTON_PROPERTIES_CROFT_MILL_SHOWHOUSE_097_Pendleton_Croft_Mill_Foulridge_Kitchen-scaled.jpg" alt="" class="wp-image-52453"/></figure>
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<h2 class="wp-block-heading"><br>Whether you&#8217;re a first-time homebuyer or seeking new, Frankie is here to guide you every step of the way. Stop by <strong>Croft Mill</strong> today and let Frankie help you find the perfect home crafted to your needs and preferences!</h2>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" src="https://cms.verityandcohomes.com/wp-content/uploads/2025/09/Helping-you-Buy-Header-scaled.png" alt="Helping you Buy Header" class="wp-image-54945" style="width:839px;height:auto"/></figure>
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<div class="wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex">
<div class="wp-block-button"><a class="wp-block-button__link wp-element-button" href="https://www.skiptonproperties.com/contact-a-development/" target="_blank" rel="noreferrer noopener">Speak to Frankie today!</a></div>
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<p class="wp-block-paragraph"></p>
